Privacy Policy

Effective Date: 08/18/2025

SkyGem Software (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our Social Security Calculator app.

1. Information We Collect

Our app is designed to provide estimates of Social Security benefits. In general:

  • Personal Data: We do not collect, store, or transmit personally identifiable information such as your name, Social Security Number, or contact details.

  • Inputs You Provide: The app may request non-identifiable inputs such as your age, planned retirement age, or estimated benefits for calculation purposes. These inputs are processed locally on your device and are not sent to our servers.

  • Usage Data: We may use third-party analytics and advertising platforms that collect information automatically, such as device type, operating system, app interactions, IP address, and advertising identifiers (e.g., Apple’s IDFA).

2. Advertising and Third-Party Services

Our app uses third-party advertising networks, including but not limited to:

  • Google AdMob (by Google LLC)

  • Unity Ads (by Unity Technologies)

These services may use cookies, device identifiers, or similar technologies to serve ads within our app. They may also use aggregated data to personalize ads, measure performance, and improve their services.

Data Collected by Ad Platforms

  • Device information (model, OS version, language, IP address)

  • Advertising identifiers (e.g., IDFA)

  • Usage information about how you interact with ads

  • Approximate location (for ad relevance, if enabled on your device)

Opt-Out Options

  • On iOS, you can control ad personalization by going to:
    Settings > Privacy & Security > Tracking and managing permissions per app.

  • You may also reset your device’s Advertising Identifier under:
    Settings > Privacy & Security > Apple Advertising.

For more details, please review the privacy policies of our ad providers:

3. How We Use Information

  • To generate financial estimate outputs (e.g., break-even age, benefit comparisons).

  • To display advertising and measure ad effectiveness.

  • To improve app performance and reliability.

4. Data Storage & Sharing

  • Your calculation inputs remain on your device.

  • We do not sell or rent your personal data.

  • Third-party ad networks may process certain technical and usage data in accordance with their own policies.

5. Security

We use reasonable measures to protect your information.

6. Children’s Privacy

Our app is not directed to children under the age of 13. If you are under 13, do not use this app. We do not knowingly collect personal data from children.

7. Disclaimer

This app is intended for informational and educational purposes only. It does not provide financial, tax, or legal advice. For guidance on your personal situation, please consult a licensed professional or the Social Security Administration.

8. Changes to this Policy

We may update this Privacy Policy periodically. Changes will be reflected with a new “Effective Date.”

9. Contact Us

If you have questions about this Privacy Policy, you can contact us at:
📧 contact@skygemsoftware.com
🌐 www.skygemsoftware.com